Money and Investing with Andrew Baxter

Guide to Smashing Financial Goals: Tips to Stay on Track and Build Wealth by Year-End

Welcome to this week’s Money and Investing Show with your host Andrew Baxter and co-host Mitch. In this episode, we discuss setting and achieving financial goals in Australia. You’ll learn why defining your personal financial plans matters and how regular reviews can keep you on track.
Andrew and Mitch share real stories that show the benefits of clear goals, steady progress, and staying committed to your vision. If you’re working towards financial freedom, growing your wealth, or building a more secure future, this episode will give you practical steps to get started.
We cover key strategies such as understanding your risk tolerance, creating simple action plans, and setting regular milestones. You’ll also hear tips on staying consistent and making sure your efforts match your long-term plans.
Take action today and start building the financial future you deserve. Listen now to gain clear ideas you can apply straight away.
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FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

What Every Aussie Should Know About Superannuation Today

In this Money and Investing episode, Andrew Baxter and Mitch unpack what every Aussie needs to know about superannuation today. Super is one of the biggest long-term investments you’ll ever have, but many people leave it too late or misunderstand the rules.
Andrew and Mitch explain why starting early matters, how recent rule changes affect your balance, and the key differences between retail, industry, and self-managed super funds. They cover how to maximise your $30,000 concessional cap, pick the right asset mix, and avoid common traps like paying too many fees or holding multiple accounts.
Get clear insights to help you manage your super better and plan a retirement you can enjoy. Remember, this is general information — always get personal advice for your situation.
Tune in, take notes, and take action for your financial future.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

RBA’s Rate Cuts: What It Really Means for You, Your Money, and the Market

In this week’s Money and Investing Show, Andrew Baxter and Mitch explain what the RBA’s second rate cut means for your money. They break down how lower rates affect the sharemarket, property prices and fixed income returns.
Find out how mortgage holders may benefit, but also how renters, savers and retirees could feel the strain. The discussion covers key risks such as rising inflation and higher living costs.
Andrew shares practical ideas on where to invest now, with insights on gold, crypto and real estate in this low-rate climate. Tune in for clear steps to adjust your strategy and make informed moves during the RBA’s rate cutting cycle.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

From $5k to $100k: Starting and Growing Your Investment Portfolio the Right Way

Welcome to this week’s episode of the Money and Investing Show, hosted by Andrew Baxter with his co-host Mitch. This episode focuses on the fundamentals of building a strong investment portfolio, whether you’re starting with $5,000 or $100,000. Learn how to set clear financial goals and objectives to guide your investment choices.
Andrew discuss different investment strategies, covering income, growth, and balancing risk appetite with expected returns. They highlight the importance of education, using the right tools, and having a support network to manage risks and strengthen your investing approach.
Featuring real-life examples and practical advice, this episode offers guidance on selecting suitable investment products, such as stocks, ETFs, and options, that align with your financial goals.
Listen in to find out how to avoid common mistakes and manage your portfolio effectively for long-term results.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Australian Economy 2025: Recession or Soft Landing? Expert Analysis Reveals Surprising Truth

Welcome to this week’s episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. We’re looking at the Australian economy’s potential path, weighing up a recession against a soft landing.
In this episode, we discuss the impact of recent election results, economic policies, and international trade on Australia’s financial outlook. We cover topics like unemployment, wage growth, GDP, and consumer confidence, and how these factors shape our economic stability.
We also look at Australia’s energy policy, the housing market, and the global trends influencing our future. Can Australia tackle these challenges and secure a steady economy? Listen now to gain a clear view of what’s ahead.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Australia vs. USA Stocks: Navigating Markets

Welcome to this week’s Money and Investing Show with your host Andrew Baxter and co-host Mitch. In this episode, we explore the key differences between the Australian stock market and the US stock market during uncertain economic times.
We break down market performance, investor behaviour, and what drives decision-making in each region. You’ll gain practical insights to make more informed investment choices.
We also compare local and international investing, highlighting sector exposure, market structure, dividend yields, and tax considerations. Learn where growth potential exists across global markets and how to position your portfolio for stronger returns.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Avoiding Financial Pitfalls in Your 30s: Key Traps to Sidestep

In this episode of the Money and Investing show, Andrew Baxter and Mitch unpack the most common financial mistakes people make in their 30s. From lifestyle inflation and high-interest debt to ignoring your superannuation and delaying investment decisions, they explain how these habits can hold you back financially.
The hosts highlight the importance of early investing, managing cash flow wisely, and staying focused on long-term goals. They also discuss how social media can influence spending and why it’s important to stick to a disciplined plan. Personal examples and practical tips make this episode especially relevant for anyone aiming to build wealth in their 30s.
Whether you're already in your 30s or planning ahead, this episode offers clear strategies to avoid money traps and strengthen your financial position.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Unlocking Tax Secrets: Your Guide to Smart Moves for 2025

In this episode of the Money and Investing Show, Andrew Baxter and Mitch unpack key tax strategies ahead of 30 June. From managing capital gains and losses, making the most of super contributions, to the value of good record keeping and professional advice, this is a must-listen for Australians looking to make smarter financial decisions.
Whether you’re self-employed, a salaried worker or an investor, you’ll gain practical steps to reduce your tax bill and take control of your financial year-end planning.
Tune in now and get ahead with your EOFY strategy.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  
 
 

Navigating Volatility: Opportunities Amid Market Chaos

Join Andrew Baxter and Mitch in this week’s Money and Investing show as they break down the recent spike in market volatility.
They discuss how volatility impacts investor sentiment, why political and economic shifts are driving uncertainty, and what smart investors are doing right now.
Learn practical strategies to manage risk, protect your capital, and make volatility work in your favour.
Tune in to stay ahead and make sense of the current market conditions.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387  

Investment Scams to Avoid in 2025: A Cautionary Tale

In this week's episode of the Money and Investing Show, Andrew Baxter and Mitch break down the growing risk of investment scams heading into 2025.
They share real-life examples of fraudulent schemes, explain how to spot red flags, and outline practical steps to protect your money.
Learn how to check if an investment is legitimate, avoid Ponzi schemes, and steer clear of fake gurus.
Stay informed and invest with confidence by tuning in to this important discussion.
Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  
FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  
Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  
The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ 
The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387